EP #130 Guarding Your Home: Inside Burke And Burke Insurance

A family crest, a knight with a shield, and a beeper-era origin story collide in a candid conversation with Kim Oztuna of Burke and Burke Insurance. We dig into what it takes for a local agency to thrive for four decades while staying human, accessible, and relentlessly focused on education. From Alexandria to Fredericksburg, Kim shares how a small, family-owned team scaled to four offices without losing the heart that keeps neighbors walking through their doors.

Kim opens up about her journey from restaurant work to licensed insurance pro and why teaching clients is still the most powerful policy feature. We unpack the real drivers behind rising premiums—supply chains, labor costs, medical inflation, and complex car tech—and clear up the myth that aging vehicles automatically mean falling rates. Then we get tactical: bundling home and auto for multi-policy savings, opting into telematics for behavior-based discounts, and shaping homeowners coverage so replacement cost and deductibles fit real life rather than guesswork.

The story goes beyond numbers. Burke and Burke’s community giveback turns every referral into support for the GAD Youth Center, investing in teens who often miss out on after-school resources. We also map out the agency’s full slate of products—personal lines, business owners coverage, and life insurance—and how a veteran staff brings decades of insight to claims, renewals, and those “do I have enough coverage?” moments. If you value service over the cheapest teaser quote and want clarity on how to save without sacrificing protection, this conversation is your roadmap.

Subscribe for more local brand spotlights, share this episode with a neighbor who keeps asking why their rate went up, and leave a quick review so others can find the show. Got a question about bundling, telematics, or setting the right limits? Drop us a note—we’d love to help.

Kim Oztuna

Burke and Burke Insurance

dot.cards/oztunak

burkeandburkeinsurance.com

[email protected]

+1 703-751-1001